AUTO INSURANCE

A Deeper Look

INSURING YOUR CAR OR YOU?

When buying Auto Insurance, are you looking to insure your car or yourself?  At fault accidents can lead to lawsuits. What if the settlement is greater than your policy limits?  At this point the injured party's attorney will go after your assets, including your paycheck.  Ask us today why we insure the way that we do.  We want to protect "you" as well as your car!!

UNINSURED AND UNDERINSURED INSURANCE.
WHAT DOES IT REALLY DO?

When you are involved in a "not at fault" accident,  the other parties insurance should pay out for your injuries and physical damages to your car.  But what if the insurance they carry is not enough. State law requires only a minimum of 25/50/10 limits.  Is ten thousand dollars enough to replace your car? Will $25,000 pay for your medical expenses and loss time from work? Ask us today how we can protect you from the "uninsured or underinsured" motorist.

GAP INSURANCE AND WHY DO I NEED IT?

When you buy a brand new vehicle you want to keep it for a while. Did you know as soon as your drive it off the lot it is now worth less than what you paid for it. Insurance settlements are for the value of the car at the time of an accident. So what if in the first week that you own your new car you are involved in an accident and the insurance settlement for your new car is for less than the loan pay off amount. Paying off the difference and buying a replacement auto could be a financial hardship.  Ask us what solutions we offer to protect you from this.

IS YOUR CAR COVERED WHILE DRIVING FOR LYFT, UBER, AND MANY OTHER COMPANIES LIKE THIS

When driving your vehicle for "hire" means you are now using it for a commercial use. Your insurance policy may not cover this type of risk. Ask us today how to insure you properly so you are not at risk of a denied claim due to a "public transportation" risk.  Our policies provide coverage for Uber and Lyft drivers.  

 

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